Optimize your employee benefits program with Prudential’s accident, critical illness, and hospital indemnity insurance.  

are unable to pay a $1000 emergency expense.1

adults face healthcare debt.2

are the leading cause of U.S. bankruptcies.3

Through our consultative approach, we design products that meet employees’ diverse needs. Real-time claims data helps track usage and provides transparency. 

Modernized data exchanges help reduce administrative burden, support faster implementations, and improve employee experiences. 

Our decision support tools help educate employees so they can make confident decisions on the benefits that are best suited for their unique needs. 

Intuitive digital claims submission through our app or portal, auto-initiation, and claims integration help ensure employees don’t miss out on benefits.
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Prudential’s claims experience

We make supplemental health claims simple, so employees can easily get the full value of their benefits. Plus, employers get transparent, easy‑to‑understand insights into benefits utilization.

Watch the video to learn more about our supplemental health claims experience.

Supplemental health benefits for the modern workplace

An unexpected event, diagnosis, or hospital stay can be financially draining, and health and disability insurance might not cover everything. Supplemental health benefits can offer additional financial support to help with out-of-pocket expenses. Plus, coverage is guaranteed regardless of health. 

Our updated mental health benefits can support employees’ important but less visible needs:

  • Coverage for severe mental illness
  • Benefits for common diagnoses
  • Mental health screenings

 Our updated family benefits can help employees with what matters most:

  • Fertility assistance
  • Prenatal and childbirth
  • Newborn confinement
  • Caregiving for dependent children or elders

Build a competitive benefits package today's workforce expects

Connect with a Prudential representative to explore custom employee benefits solutions

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Footnote

*Out-of-pocket expenses may include medical and non-medical expenses.

Some benefits may not be approved in all states.

Sources

1Bankrate, 2026 Annual Emergency Savings Report

2CreditNinja, “What Percentage of Americans Have Medical Debt?” January 2026

3Debt.org, 2025 Bankruptcy Statistics

Disclaimer

The Prudential Insurance Company of America (Prudential)

Products not available in New Mexico.

Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.

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